David Harris
(405)-721-8482 Office
(405)-401-0327 Cell
Bill Thompson
(405)-209-5297 Cell
InvestInCarNotes.com Inc.
Triple T Motors LLC
1224 N. Portland Ave,
Oklahoma City, Oklahoma 73107
Note Investment Application
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17.64% APY to 19.14% Annual ROI
Welcome and thank you for taking the time to review our Car Note Purchase Offer.
You have just stumbled upon one of the best investments of the 21st century.
After extensive research we have found that we are currently the only business on the Internet that is offering car notes to private investors.
We are offering a simple car note purchase requiring zero work on your end.
Compare our 17.64% APY return to any other investment or purchase out there and you will be hard pressed to find one that is as straight forward and is as low risk as ours... We haven't found one yet!
If you think you've found a better deal, let us know... everything is negotiable and we want your business!
InvestInCarNotes.com Highlights
- Simple Investment Requiring Zero Work On Your End
- 17.64% Annual Interest Return Paid on a Monthly Basis
- 19.14% Annually from Our Automatic Reinvestment Plan
- Selling Car Notes to Individual Investors for Over 5 Years
- Receive UCC Documents Proving Ownership of Notes
- All of Your Car Note Investments are 100% Guaranteed
- Accredited Business with the Better Business Bureau
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We Are an Accredited Business with the BBB
Our parent company Triple T Motors LLC, has been in business since January 2004. From this "Buy Here-Pay Here" used car dealership, we have been offering car notes to local investors (Oklahoma City) for over 5 years.
In the fall of 2009 we decided to make our car notes available world-wide and created InvestInCarNotes.com Inc. and our "Note Car Dealers Network".
Beyond the car notes that are generated at Triple T Motors, we have over 20 other car dealers in our "Note Car Dealers Network". This gives us access to millions of dollars worth of car notes. Many more dealers are pending our application and approval process to be included into our "Note Car Dealers Network".
Triple T Motors, LLC and InvestInCarNotes.com Inc. have an "A" rating with the Better Business Bureau. This is very impressive for a used car dealership as few used car dealerships even qualify to become an accredited business with the BBB. Triple T Motors, LLC boasts a 36 month (reporting period of the BBB) track record of zero complaints!
Granted that our accreditation is new (as of February 26th 2010), but our BBB history dates back 36 months with no complaints. If there had been any complaints on Triple T Motors or InvestInCarNotes.com, they would surely show up in the listings and we would likely not have an "A" rating either.
| Investment / Purchase Type: |
Annual / Monthly Yield |
| InvestInCarNotes.com Annual Rate: |
17.64% APY |
| Best High Yield Checking Account Rate: |
04.09% APY |
| Best CD Rate: |
01.53% APY |
| Best Money Market Rate: |
01.35% APY |
| Best Savings Account Rate: |
01.34% APY |
| InvestInCarNotes.com / Monthly Rate: |
01.47% per MONTH Yield |
Your Purchase of Our Car Notes is 100% Guaranteed
InvestInCarNotes.com takes ownership of all car notes thus allowing us full control and the ability to guarantee every note.
Our Car Note Guarantee: Your purchase of our car notes is 100% guaranteed. We promptly replace any note that defaults (goes bad for non-payment) with a good, paying car note. You will continue to receive the full monthly income payments as you always have with no gaps. You will receive notice that a given note defaulted and the details and documentation on the new car note that replaced it. As far as the note buyer's monthly income payments are concerned, it's as if nothing happened.
A large surplus (roughly 25%) of car notes are held back to replace any notes which become delinquent. The defaulted note vehicles are simply repossessed thus securing the delinquent note, refurbished and resold creating another car note that will be sold at a later time. The default rate that our network experiences is anywhere from 8% to 15% per year. This is far less than most suspect and is more than managable for us.
Our 17.64% APY Return is Not "Too Good to Be True"!
We certainly understand the skepticism and how much this high rate of return looks "Too Good to Be True", but it's definitely not.
First of all, our car notes are bringing in a financing income of 21% APY right off the bat as that's what the customer is paying us yearly. You are simply getting the majority (exactly 84%) of what we get ourselves.
A "Special Financing" used car dealer makes a customary 80% mark up profit on nearly every car sold. It's usually a 3 month turnaround time from buying a car at wholesale from a dealers auction to getting it sold off the car lot. This cycle happens roughly 4 times per year allowing a dealer to make a gross profit of well over 300% per year.
So in other words, the dealer is simply swapping the 21% APY interest income for the 300%+ yearly mark up profit.
Car Notes Are The Smartest Investment in 2010...
The "Buy Here-Pay Here", "Special Financing" or "In House Financing" type of car dealers sell cars to people who can't finance vehicles elsewhere.
The used car dealer will finance these people themselves, thus creating car notes "in house".
They qualify these people, more extensively than a bank would, making sure they have a good job, long term permanent address, 6+ references, sizable down payment and will customarily finance the vehicle for 21.0% APR.
Granted 21% APR is very high for the car buyer, but they are more than happy to pay that to rebuild their credit! They leave the car lot happy knowing they now have a dependable car with an extended warranty.
The biggest problem facing note lot car dealers is the amount of their own money they must put out on the street.
They can easily sell their car notes to banks and other financial institutions as many car note lot owners are often forced to do to free up funds, but for a huge loss as the banks only pay an insulting 50 to 60 cents on the dollar.
However, selling the car notes to you instead is a winning situation for both sides. You make an outstanding return of 17.64% (this is 84% of the 21.0% APR we get from the car buyer) and the car dealer eliminates their negative cash position enabling them to buy and sell more cars far more often.
The profit from selling a used car far exceeds the 21% APR profit from financing (about 300% gross profit per year). The car dealer is only interested in getting his money back to sell another car as quickly as possible. If the dealers had it their way... everyone would just pay cash for their cars, but that's certainly not the reality of the situation.
Additionally, instead of the financial institution or bank dealing with the car buyer directly, we collect the monthly payments and send them straight to you every month.
Right now we have over 20 car dealers in our "Note Car Dealers Network"... and growing fast!
This gives us access to millions of dollars worth of car notes. Many more dealers are pending our application and approval process to be included into our "Note Car Dealers Network".
InvestInCarNotes.com takes ownership of all notes before they are sold to the end private investor, thus allowing us full control and the ability to guarantee EVERY note!
We are one of, if not the only dealer selling car notes to individual investors on the internet. Selling car notes to private investors just makes good business sense as it cuts out the greedy middle-men banks. This gives both sides a far better deal. This is truely a win-win-win for all involved.
We can structure your car note purchase depending on the dollar amount of notes you wish to obtain.
You may purchase any dollar amount worth of car notes from $5,000 to $5,000,000US on a 12 month term basis. Your investment principle will be returned (or reinvested by request) at the completion of the 12 month term.
Please be sure to call us if you have any questions about our offer:
David Harris
(405)-721-8482 Office
(405)-401-0327 Cell
Bill Thompson
(405)-209-5297 Cell
3 Ways To Invest with InvestInCarNotes.com Inc.
17.64% APY "INTEREST ONLY Payment" Option:
This is the investment option prefered by most. Your car notes will return a 17.64% Annual Percentage Yield, paid monthly. With this option, you will receive 1.47% (1/12th of 17.64% APY) interest only monthly payments. For example, on a $10,000 investment, your interest only monthly payments would be $147.00 and your yearly earnings would be $1,764. Your $10,000 principle will be returned (or reinvested by request) at years end.
Minimum investment is $5,000US.
Note Investment Application
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17.64% APY "PRINCIPLE & INTEREST Payment" Option:
Your car notes will return 17.64% APY, paid monthly. With this option, you will receive monthly payments including principle and interest. The 1.47% monthly interest (1/12th of 17.64% APY) will ONLY be paid on the REMAINING principle per month. For example, on a $10,000 investment, your monthly payments would be $915.09 of which an average of $833.33 in principle ($10,000 divided by 12 months) would be paid back to you every month along with an AVERAGE of $81.76 per month in interest. This option will pay $981.12 in total interest on a $10,000, 1 year investment.
Minimum investment is $5,000US.
Note Investment Application
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19.14% ROI "AUTO REINVEST Payment" Option:
This is taking the "17.64% APY INTEREST ONLY Payment Plan Option" one step further. We will automatically reinvest your 1.47% monthly interest payments on a month to month basis. Your reinvested car notes will return 19.14%, paid yearly. With this option, you will NOT receive monthly payments. For example, starting with $10,000 at the beginning of the first month, at the end of the first month, it will have earned 1/12th (or 1.47%) of the interest it should earn over the year. At the end of the first month 1/12th of interest is added to the original amount and we start over again. 1/12th of 17.64% of $10,000 is $147, so we add this amount to the $10,000 to get a starting balance of $10,147 at the start of the second month. During the third month, it earns 1/12th of 17.64% of $10,294, We repeat this for each month and so on... At the end of the year, you would receive a lump sum of $11,914 and a profit of $1,914.
Minimum investment is $5,000US.
Note Investment Application
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Purchase Notes Application
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